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XM Review - Unbiased Forex Broker Review 2025

★★★★
8.0/10
Est. 2009
Min Deposit
$5
Max Leverage
1:888
Spread
0.1 pips
Platforms
2
P
Patrick Mahinge
Forex Trading & Regulation

Senior financial analyst

Quick Actions

Key Features

  • Islamic Account
  • Bonus Available

XM Overview

XM stands out ias a reliable forex broker, offering competitive spreads and a user-friendly platform. With a strong focus on client satisfaction and a wide range of trading instruments, XM caters effectively to both novice and experienced traders, ensuring a robust trading experience.

XM is a forex and CFD broker established in 2009. and offers comprehensive trading services to international clients.

What sets XM apart is its commitment to providing accessible forex trading services with low minimum deposits across 2 trading platforms. XM maintains strong regulatory compliance with 2 regulatory licenses.

For Kenyan traders specifically, XM provides various payment methods suitable for international clients. The broker also offers swap-free Islamic accounts for traders following Shariah principles.

XM Regulation & Safety

Regulatory Licenses

Financial Services Commission
Belize
FSC
Financial Services Commission
The Republic of Mauritius
FSC

XM Safety Features

  • Segregated client funds
  • Regulatory oversight
  • SSL encryption
  • Negative balance protection

XM Pros & Cons

Advantages

  • Low trading fees and competitive spreads
  • Wide range of trading instruments including forex, commodities, and indices
  • User-friendly trading platforms including MT4 and MT5
  • Strong regulatory oversight by multiple authorities like CySEC and ASIC
  • Comprehensive educational resources for traders
  • 24/5 customer support available in multiple languages

Disadvantages

  • Limited availability of cryptocurrency trading
  • No support for U.S. clients due to regulatory restrictions
  • Inactivity fees may apply after 90 days of no trading
  • Withdrawal fees may apply depending on the method used
  • Limited advanced trading tools for experienced traders

XM Current Promotions & Bonuses

💰active

Deposit Bonus (50% + 20%)

50% extra bonus on the deposit amount up to $500, plus an additional 20% bonus on the deposit amount beyond $500.

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💰active

Zero‑Fee Transactions

XM waives all fees on deposits and withdrawals for Kenyans.

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🤝🏻active

Refer‑a‑Friend (up to $80)

XM’s referral program lets you earn up to $150 cash per friend who signs up and trades.

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🏆active

Copy‑Trading Competitions

XM frequently runs trading contests on its copy‑trading platform (with prize pools often exceeding $100,000) open to Kenyan clients.

🤝🏻active

Loyalty Program (XMP Points)

Beyond cash bonuses, XM operates a loyalty program where every trade earns XM Points (XMP)

XM Final Verdict

8.0/10
Overall Rating
9.0/10
Regulation
8.5/10
Trading Costs
8.0/10
Support

XM offers competitive trading services, particularly those who are new to forex trading. The combination of trading features, low minimum deposits, and comprehensive trading features makes it a solid option for international traders.

Risk Warning: Trading forex and CFDs involves substantial risk of loss and is not suitable for all investors. Past performance is not indicative of future results. Please ensure you understand the risks involved.